Buying a home is a major milestone for many South Africans, and for most, a mortgage (home loan / bond) is the key to making homeownership possible. However, the mortgage application process can be complex — depending on your financial profile, bank requirements, documentation, and deposit amount. This post explains step by step how to apply for … Read more
For many South Africans, buying a home is one of the most important financial decisions in life. One of the first steps in the home buying process is obtaining pre-approval for a mortgage. Pre-approval not only helps you understand how much you can afford but also strengthens your position when negotiating with sellers. This guide explains … Read more
Mortgages in South Africa can be a long-term financial commitment, often spanning 15 to 30 years. With interest rates fluctuating and property prices rising, it’s essential for homeowners to understand how to manage their mortgage effectively and save money wherever possible. This guide provides practical strategies to reduce mortgage interest, shorten repayment periods, and maximize financial benefits. … Read more
How to Apply for a Mortgage Online in 2025 Applying for a mortgage online has become increasingly streamlined in 2025, offering convenience, speed, and access to competitive rates from the comfort of your home. With rising interest rates (averaging 6.5–7.5% for 30-year fixed mortgages) and stricter lending standards, securing a mortgage requires preparation and strategic … Read more