Many South African homeowners are discovering that their property can do more than provide a place to live — it can also be a tool for financial flexibility. Refinancing and top-up mortgages allow homeowners to adjust their existing home loans to access better interest rates, reduce monthly payments, or borrow extra funds for renovations, investments, or other needs. This guide … Read more
Buying a home is a major milestone for many South Africans, and for most, a mortgage (home loan / bond) is the key to making homeownership possible. However, the mortgage application process can be complex — depending on your financial profile, bank requirements, documentation, and deposit amount. This post explains step by step how to apply for … Read more
How to Apply for a Mortgage Online in 2025 Applying for a mortgage online has become increasingly streamlined in 2025, offering convenience, speed, and access to competitive rates from the comfort of your home. With rising interest rates (averaging 6.5–7.5% for 30-year fixed mortgages) and stricter lending standards, securing a mortgage requires preparation and strategic … Read more